Philadelphia Woman Files Fraudulent Insurance Claim


Janaury 30, 2014:  30 year old Tisha McIver is now facing Insurance Fraud and Theft by Deception charges.

The Philadelphia District Attorney’s Office Insurance Fraud Unit (IFU) detectives began to investigate Tisha McIver after receiving a fraud referral from Farmers Insurance Company. On January 29, 2013, McIver called Farmers Insurance Company and reported that her Chrysler 300 was hit from behind while she was driving. McIver alleged that her vehicle was pushed into a pole at the intersection of 25th Street and Indiana Avenue and sustained damages to the front and rear ends of the car. Farmers Insurance Company issued payments in excess of eleven thousand dollars in connection to this claim; however, the investigation revealed that these damages actually occurred prior to McIver’s policy inception.

Detectives reviewed McIver’s Farmers Insurance claim file which indicated that her policy had been opened on January 28, 2013. Also included in McIver’s claim file was a tow receipt for the damaged Chrysler which was dated January 28, 2013, a day prior to the alleged date of accident. A Philadelphia Police Non-Reportable Accident Report which was also included in the claim history indicated that on January 27, 2013, an officer responded to an accident on 24th Street which involved McIver’s silver Chrysler 300 striking a parked 2000 Lincoln Town Car. The force of this accident caused the parked Lincoln to then strike a Dodge which was parked in front of it. A male driving the Chrysler then fled the scene only to return shortly after in an attempt to retrieve the Chrysler’s front bumper and grill which remained on the street following the accident. The male driver was then arrested for DUI.

Based on the tow receipt, police report and statement, detectives concluded that McIver opened a policy with Farmers Insurance on January 29, 2013 and then filed a claim for damages to her Chrysler 300 which occurred while her boyfriend was driving the uninsured vehicle under the influence on January 27, 2013. McIver was arrested for Insurance Fraud and Theft by Deception on January 7, 2014 and is next scheduled to appear in Philadelphia Municipal Court for a status listing on February 4, 2014.

 Detective Donald Murtha and ADA Debra Naish of the IFU are specially assigned to this case.


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