WOMAN REPORTS ACCIDENT TO SAFE AUTO WHICH HAPPENED PRIOR TO POLICY INCEPTION

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Philadelphia – Detectives from the Philadelphia District Attorney’s Office Insurance Fraud Unit investigated Nicole Chandler after receiving a referral from Safe Auto Insurance Company. On June 1, 2014, Chandler reported to Safe Auto that she had been in an accident on May 31, 2014 shortly before four o’clock in the afternoon; however, police reports and dispatch records indicate that the accident had actually occurred shortly before two o’clock in the afternoon. Records from the insurance company show that Chandler purchased an insurance policy slightly after two o’clock in the afternoon and then later added collision and rental coverage to her policy. Insurance Fraud Unit detectives determined that Chandler did not have a valid policy at the time of her accident and later misrepresented the time of the collision to Safe Auto in order to receive coverage. Chandler was arrested on February 2, 2015 for Insurance Fraud and Attempted Theft by Deception. She is next scheduled to appear in Philadelphia Municipal Court on February 9, 2015 for a status listing.


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