Philadelphia – During the course of an ongoing investigation, detectives from the Philadelphia District Attorney’s Office Insurance Fraud Unit investigated Dwayne Hinson after receiving a referral from Nationwide Insurance Company. On February 27, 2012, Dwayne Hinson’s wife contacted Alliance Adjustment about damages sustained to their home on February 25, 2012 during a storm. Hinson’s wife alleged that the capping and part of a roof blew off during the storm which resulted in damages to the room and interior of the home. Alliance Adjustment then contacted Nationwide Insurance Company on behalf of Hinson and his wife in order to begin the process of submitting a homeowner’s claim. Nationwide Insurance Company set aside a reserve of three thousand dollars from which to pay this claim.
During the process of submitting the claim, Alliance Adjustment sent Nationwide a three hundred and ninety-five dollar receipt from Perma Seal Windows, Doors and Siding for which Hinson needed to be reimbursed. The receipt was for emergency repairs for damages allegedly caused by the storm. In order to review the claim, Nationwide sent an adjuster to inspect Hinson’s property. While the adjuster was present in the home, he found an estimate for roof repairs from Perma Seal Windows, Doors and Siding that was dated February 21, 2015, four days prior to the supposed storm. Upon further inspection of the house, the Nationwide adjuster determined that the types of damages present were long-existing conditions and could not have resulted from the recent storm. However, when questioned by Nationwide, Hinson insisted that the damages occurred after the storm which he referred to as a mini hurricane. Hinson was arrested for Insurance Fraud and Attempted Theft by Deception on September 21, 2015 for misrepresenting the facts of his claim in an attempt to receive coverage. He is next scheduled to appear for a status listing on October 27, 2015.