Philadelphia – Detectives from the Philadelphia District Attorney’s Office Insurance Fraud Unit investigated Joseph Powell after receiving a fraud referral from SEPTA. On May 1, 2014, Powell was riding on the SEPTA Route 84 bus when a ceiling panel popped open and swung down over the rear seat of the bus. Surveillance footage from the Route 84 bus shows that Powell was seated in front of where the panel came down; however, he was at no point struck by the panel. Despite his lack of injuries, Powell claimed that the panel had struck his head and injured his neck. Paramedics were called to the scene and although the paramedics reported that they observed no obvious signs of trauma, Powell was still transported to the hospital. Powell hired a personal injury attorney to represent him in his claim and the attorney submitted a SEPTA claim form on Powell’s behalf. The claim form indicated that Powell had been speaking to another passenger when an air conditioner suddenly dropped out of the back of the bus and struck him on the head. Powell continued to seek medical treatment on twenty-three separate occasions between October 2014 and January 2015 and incurred medical bills in excess of sixteen thousand dollars. Powell’s medical records reflect the same account of injuries sustained by a falling air conditioner while he was a passenger on the Route 84 bus. Powell was arrested on October 7, 2015 for Theft by Deception, Insurance Fraud and False Alarms. He is next scheduled to appear in Philadelphia Municipal Court on October 16, 2015 for a status listing.