Philadelphia – Detectives from the Philadelphia District Attorney’s Office Insurance Fraud Unit arrested Theodore Gaines for registering vehicles with fraudulent American Independent, Sentinel and 21st Century financial responsibility identification cards. Detectives obtained the PENNDOT history of Gaines’ 2003 Pontiac and learned he had registered the vehicle with an American Independent financial responsibility identification card on April 23, 2012. Detectives contacted a representative of Omni Insurance Group, which is affiliated with American Independent, and learned that Gaines’ listed policy number was not valid.
Detectives then obtained the title history for Gaines’ 2006 Buick which indicated that Gaines had registered the vehicle with a Sentinel Insurance Company financial responsibility identification card on November 30, 2012. Detectives contacted a representative from Hartford Insurance of which Sentinel is a subsidiary. The Hartford Insurance representative stated that his company never insured Gaines or his 2006 Buick.
Finally, detectives obtained the title history for Gaines’ 2008 Chevrolet Impala which indicated that Gaines had registered the vehicle with a 21st Century Insurance Company financial responsibility identification card on September 9, 2013. Detectives contacted a representative from AIG Insurance Company, of which 21st Century is a subsidiary, and learned that the listed policy number was not valid.
Detectives arrested Theodore Gaines on February 8, 2016 for three counts of criminal conspiracy, three counts of Forgery, three counts of Insurance Fraud, three counts of Tampering with Records, three counts of Securing Execution, and three counts of Unsworn Falsifying. Gaines is next scheduled to appear in Philadelphia Municipal Court on March 1, 2016 for a status hearing.