MAN FILES CLAIM WITH PROGRESSIVE FOR DAMAGES THAT OCCURRED PRIOR TO POLICY INCEPTION

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Charges:              Insurance Fraud 18 Pa C.S. § 4117 – F3

Attempted Theft by Deception 18 Pa C.S. § 3922 – F3

False Reports 18 Pa C.S. § 4906 – M3

Philadelphia – Detectives from the Philadelphia District Attorney’s Office Insurance Fraud Unit arrested Craig Vaughn after receiving a referral from Progressive Insurance Company. On November 7, 2013, Vaughn filed a claim with Progressive Insurance Company for damages to his 2003 Mercedes Benz which was allegedly struck by an unknown driver while it was parked on North 3rd Street in Philadelphia. Vaughn also filed a police report with the Philadelphia Police Department for the hit and run damages to his vehicle.

Progressive claims adjusters noticed discrepancies when photographing the damaged Benz. The adjusters noted that the damages appeared to have occurred by a forward motion hit rather than a stationary hit. Progressive investigators then contacted Central Penn Towing, the company which allegedly towed Vaughn’s Benz after the accident. A representative from Central Penn stated that the company did tow Vaughn’s Benz; however, the Benz was towed from Rockland Collision about a week before Vaughn reported the accident to Progressive. The representative also stated that Vaughn had contacted his company and asked them to alter the date on his receipt.

The investigation revealed that Seoul Towing originally towed the damaged Benz on October 18, 2013 from the intersection of 5th and Duncannon in Philadelphia to Rockland Collision Center. Detectives learned that the Mercedes Benz had been registered by Vaughn on February 6, 2013 with an American Independent insurance policy, which was later cancelled due to non-payment. Vaughn was arrested on May 31, 2016 for reporting a claim to Progressive Insurance Company which occurred prior to his policy inception. He was charged with Insurance Fraud, Attempted Theft by Deception and False Reports and is next scheduled to appear in Philadelphia Municipal Court on June 6, 2016.

 


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