WOMAN REFUSES TO PAY AUTO SHOP FOR REPAIRS TO HER VEHICLE AND THEN LATER REPORTS THE CAR STOLEN TO STATE FARM

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Charges: Insurance Fraud 18 Pa C.S. § 4117 – F3
Attempted Theft by Deception 18 Pa C.S. § 3922 – F3
False Reports 18 Pa C.S. § 4906 – M3

Philadelphia – Detectives from the Philadelphia District Attorney’s Office Insurance Fraud Unit arrested Zakia Jackson after receiving a referral from the National Insurance Crime Bureau. On March 22, 2016, Jackson reported her 2007 Volkswagen Jetta stolen to both the Philadelphia Police Department and State Farm Insurance Company. Detectives obtained the Philadelphia Police Department Theft Report which stated that Jackson’s 2007 Volkswagen Jetta had been stolen from out front of her home on the 2900 block of W. Thompson Street in Philadelphia. Detectives then reviewed the State Farm claim file which showed that Jackson had reported her car stolen on March 22, 2016 and received a check for two thousand six hundred and thirty-six dollars.

The investigation revealed that Jackson’s vehicle was not in her possession on March 22, 2016 but at One Stop Auto Body. Jackson’s State Farm claim history indicated that on November 25, 2015, Jackson had been involved in an accident, and her car was later towed to One Stop Auto Body. Detectives interviewed the owner of this repair shop who stated that the shop had been in possession of Jackson’s vehicle since November 25, 2015. The owner provided detectives with tow slips that corroborated this statement. The owner of One Stop Auto Body also reported that Jackson had at one point called and asked them to no longer repair her vehicle. The owner recounted that he told Jackson the repairs had already been started, and therefore he would need payment. Several altercations later occurred between Jackson and the owner of One Stop Auto Body in January of 2016. Detectives obtained Philadelphia Police Department Incident Reports which described disturbances at One Stop Auto Body which occurred when Jackson wanted to retrieve objects from her vehicle but the owner would not allow her to do so until she paid for her repairs. Jackson then later reported the vehicle stolen to State Farm Insurance Company in March 2016.

The investigation suggested that Jackson received a State Farm claim check after her accident in November 2015 and allegedly spent the proceeds. Jackson then asked the owner of One Stop Auto Body to stop the repairs once she no longer had the money to pay him. When the owner demanded payment, and barred Jackson from retrieving possessions from her car, she reported the vehicle stolen to State Farm in March 2016. Jackson was arrested on June 9, 2016 for Insurance Fraud, Theft by Deception and False Reports. She is next listed to appear in Philadelphia Municipal Court on June 14, 2016 for a status listing.


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