• Marie Peralte, age 51
  • Micheline Peralte, age 26


  • Insurance Fraud 18 Pa C.S. § 4117 – F3
  • Theft by Deception 18 Pa C.S. § 3922 – F3
  • Criminal Conspiracy 18 Pa C.S. § 903 – F3

Detectives from the Philadelphia District Attorney’s Office Insurance Fraud Unit investigated Marie and Micheline Peralte after receiving a referral from Progressive Insurance. On October 26, 2012, Micheline Peralte, daughter of Marie Peralte, was involved in an auto accident at the intersection of Adams Ave. and Whitaker Ave. Marie Peralte filed a claim with Progressive Insurance, where she reported that she was the driver and that her daughter was the passenger, and she further claimed that she sustained injuries from this incident. After this, the Peraltes hired an attorney to represent them against Progressive Insurance.

On November 19, 2012, a Progressive Insurance investigator interviewed the driver of the vehicle that hit the Peraltes. According to her, the driver of the other vehicle was a young African American female, and there were no passengers in the vehicle. Further, after the incident, family members of Micheline Peralte came to the scene. An ambulance was called, and the driver noticed that an older African American female was taken to the hospital by the ambulance. On April 16, 2016 the Insurance Fraud Unit opened an investigation into this matter after a referral from Progressive Insurance was received. During the course of this investigation, Insurance Fraud detectives obtained records from the hospital where Marie Peralte was taken to by the ambulance, and their attorney. The detectives find that both Marie and Micheline Peralte admit to their attorney and to hospital staff that it was Micheline who was the driver of the vehicle.

Marie Peralte and Micheline Peralte were arrested on November 14, 2016, and charged with Theft by Deception, Insurance Fraud, and Criminal Conspiracy. They are next scheduled to appear in Philadelphia Municipal Court for a status hearing on November 21, 2016.


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